v3.0 · 26 February 2026
aurumrates.com · Legal Disclaimer · v3.0 · 26 February 2026

Legal Disclaimer

Please read carefully before using this website. By accessing aurumrates.com you acknowledge and accept the terms set out below.

1. Nature of Service

AURUM (aurumrates.com) is an informational price-data platform that aggregates and displays indicative spot prices for gold, silver, platinum, palladium, crude oil, natural gas, agricultural commodities, industrial metals, and foreign exchange rates across 15+ countries.

AURUM is not a broker, dealer, exchange, investment manager, financial adviser, commodity trading adviser, or regulated financial service in any jurisdiction. We do not execute trades, hold client funds, manage investments, or provide personalised financial recommendations.

2. No Financial Advice

⚠ Important

Nothing on this website constitutes investment advice, a financial promotion, a solicitation or recommendation to buy or sell any financial instrument, security, commodity, or currency. All content is provided for informational and educational purposes only.

You should not make any investment or financial decision based solely on information from this website. Always consult a qualified, licensed financial adviser, broker, or other professional before making investment decisions. Past performance of any asset is not indicative of future results.

3. Price Data Accuracy

Prices displayed on AURUM are sourced from the following benchmarks and may be delayed by up to 15 minutes:

Prices shown are indicative spot rates only. They exclude dealer premiums, making charges, fabrication fees, taxes (VAT/GST/import duties), and broker commissions. Actual prices you receive from any dealer will differ. AURUM makes no warranty as to the accuracy, timeliness, or completeness of any price data.

4. Jurisdiction-Specific Regulatory Notices

The following notices apply to users in specific jurisdictions:

🇬🇧
United Kingdom
FCA Notice
AURUM is not authorised or regulated by the Financial Conduct Authority (FCA). This website does not constitute a financial promotion under the Financial Services and Markets Act 2000 or the Financial Promotions Order 2005. No content should be construed as a financial promotion.
🇮🇳
India
SEBI Notice
AURUM is not registered with the Securities and Exchange Board of India (SEBI). SEBI Advisory (Nov 2025): Many digital gold products operate outside SEBI's regulatory framework and do not carry investor protections. For regulated gold exposure, consider SEBI-registered Gold ETFs or Sovereign Gold Bonds (SGBs).
🇺🇸
United States
CFTC / FTC Notice
AURUM is not a Commodity Trading Advisor (CTA) registered with the Commodity Futures Trading Commission (CFTC). Nothing herein constitutes a commodity trading recommendation. Affiliate links on this site may earn AURUM a commission — see our Affiliate Disclosure.
🇦🇪
UAE
CBUAE Notice
AURUM is not licensed by the UAE Central Bank or the UAE Data Office as a financial service. Prices shown reflect international LBMA spot converted to AED at interbank rates. Dubai souk retail prices include dealer premium and may differ. VAT (5%) applies to making charges on gold jewellery.
🇨🇦
Canada
CSA Notice
AURUM is not registered with any Canadian securities regulatory authority. Prices shown reflect USD spot converted to CAD at Bank of Canada reference rates. Quebec users: your privacy rights under Law 25 apply — see our Privacy Policy.
🇪🇺
European Union
MiFID II Notice
Gold is classified as a commodity under MiFID II. AURUM does not provide MiFID II-regulated investment services. VAT treatment of investment gold (≥99.5% purity) varies by EU member state — many apply a VAT exemption. Verify with your local tax authority.
🇦🇺
Australia
ASIC Notice
AURUM does not hold an Australian Financial Services Licence (AFSL). Nothing on this site constitutes financial product advice under the Corporations Act 2001 (Cth). Prices shown are for informational purposes and do not constitute a financial product.
🇸🇬
Singapore
MAS Notice
AURUM is not licensed by the Monetary Authority of Singapore (MAS) under the Securities and Futures Act (Cap. 289). This website does not constitute an offer, solicitation, or advice under that Act. Prices are indicative and for reference only.
🇸🇦
Saudi Arabia
CMA Notice
AURUM is not registered with the Capital Market Authority of Saudi Arabia (CMA). Investment-grade gold bars (≥99% purity) are exempt from VAT. Gold jewellery is subject to 15% VAT. Verify eligibility with your dealer.
🇿🇦
South Africa
FSCA Notice
AURUM is not authorised as a Financial Services Provider (FSP) under the Financial Advisory and Intermediary Services Act (FAIS Act). Prices are indicative and do not constitute financial advice.
🇯🇵
Japan
FSA Notice
AURUM does not hold a Type I Financial Instruments Business registration under Japan's Financial Instruments and Exchange Act (FIEA). Prices shown in JPY are indicative conversions from USD spot. Verify current prices with a licensed dealer.
🇲🇾
Malaysia
SC Notice
AURUM is not licensed by the Securities Commission Malaysia. Prices shown in MYR are indicative only. Gold investing in Malaysia may be subject to Capital Gains Tax — consult a tax adviser.
🇹🇷
Turkey
SPK Notice
AURUM is not registered with the Capital Markets Board of Turkey (SPK/CMB). Prices shown in TRY are indicative. Gold trading in Turkey is subject to BIST (Borsa Istanbul) regulations for regulated instruments.
🇹🇭
Thailand
SEC Notice
AURUM is not licensed by the Securities and Exchange Commission of Thailand. Prices shown in THB are calculated using the standard baht-weight unit (1 baht = 15.16g). Verify current prices with licensed Thai Gold Traders Association dealers.
🇨🇳
China
CSRC / SGE Notice
AURUM is not registered with the China Securities Regulatory Commission (CSRC). Gold prices in China reference the Shanghai Gold Exchange (SGE). Renminbi (CNY) conversion prices are indicative. Onshore and offshore gold prices may differ.

5. Affiliate & Commercial Relationships

Some links on AURUM are affiliate links. When you click a link and make a purchase, AURUM may receive a referral commission from the dealer or platform at no additional cost to you. Affiliate relationships do not influence price data, rankings, or editorial content. See our full Affiliate Disclosure for details.

6. Limitation of Liability

To the maximum extent permitted by law, AURUM and its operators, employees, and affiliates shall not be liable for any loss or damage — whether direct, indirect, consequential, incidental, or punitive — arising from:

7. Intellectual Property

All content on aurumrates.com including the AURUM name, logo, Gold Pulse score methodology, text, graphics, and code is the property of AURUM and its licensors and is protected by applicable intellectual property laws. Price data itself (raw numbers) is factual and not subject to copyright, but our presentation, formatting, and analysis is proprietary.

8. Governing Law

This disclaimer is governed by and construed in accordance with applicable law. Disputes shall be subject to the exclusive jurisdiction of the competent courts in the jurisdiction where AURUM is registered. Nothing in this disclaimer limits your statutory rights under applicable consumer protection or data protection law in your country of residence.

9. Contact

For legal enquiries: legal@aurumrates.com
For privacy matters: privacy@aurumrates.com

Policy reference: AURUM-POLICY-001 v3.0 · Effective 26 February 2026 · Next review: August 2026